{"id":4298,"date":"2023-01-09T10:47:46","date_gmt":"2023-01-09T02:47:46","guid":{"rendered":"https:\/\/blog.moneybook.com.tw\/?p=4298"},"modified":"2023-01-09T10:49:14","modified_gmt":"2023-01-09T02:49:14","slug":"2022%e5%b9%b4%e7%b5%82%e7%8d%8e%e9%87%91%e4%bb%80%e9%ba%bc%e6%99%82%e5%80%99%e7%99%bc%ef%bc%9f%e5%b9%b4%e7%b5%82%e7%8d%8e%e9%87%91%e8%a8%88%e7%ae%97%e6%96%b9%e5%bc%8f%e3%80%81%e7%99%bc%e6%94%be","status":"publish","type":"post","link":"https:\/\/blog.moneybook.com.tw\/?p=4298","title":{"rendered":"2023\u5e74\u7d42\u734e\u91d1\u767c\u653e\u6642\u9593\uff1f\u5e74\u7d42\u734e\u91d1\u8a08\u7b97\u516c\u5f0f\u8207\u734e\u91d1\u6263\u7a05\u898f\u5b9a"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/i0.wp.com\/blog.moneybook.com.tw\/wp-content\/uploads\/2022\/12\/\u5e74\u7d42\u734e\u91d1\u4ec0\u9ebc\u6642\u5019\u767c\u8207\u8a08\u7b97\u65b9\u5f0f\uff5c\u9ebb\u5e03\u8a18\u5e33Moneybook_\u5de5\u4f5c\u5340\u57df-83.jpg?resize=1024%2C576\" alt=\"\u5e74\u7d42\u734e\u91d1\u8a08\u7b97\u65b9\u5f0f\u8207\u4ec0\u9ebc\u6642\u5019\u767c\" class=\"wp-image-4296\" srcset=\"https:\/\/i0.wp.com\/blog.moneybook.com.tw\/wp-content\/uploads\/2022\/12\/\u5e74\u7d42\u734e\u91d1\u4ec0\u9ebc\u6642\u5019\u767c\u8207\u8a08\u7b97\u65b9\u5f0f\uff5c\u9ebb\u5e03\u8a18\u5e33Moneybook_\u5de5\u4f5c\u5340\u57df-83.jpg?resize=1024%2C576&amp;ssl=1 1024w, https:\/\/i0.wp.com\/blog.moneybook.com.tw\/wp-content\/uploads\/2022\/12\/\u5e74\u7d42\u734e\u91d1\u4ec0\u9ebc\u6642\u5019\u767c\u8207\u8a08\u7b97\u65b9\u5f0f\uff5c\u9ebb\u5e03\u8a18\u5e33Moneybook_\u5de5\u4f5c\u5340\u57df-83.jpg?resize=300%2C169&amp;ssl=1 300w, https:\/\/i0.wp.com\/blog.moneybook.com.tw\/wp-content\/uploads\/2022\/12\/\u5e74\u7d42\u734e\u91d1\u4ec0\u9ebc\u6642\u5019\u767c\u8207\u8a08\u7b97\u65b9\u5f0f\uff5c\u9ebb\u5e03\u8a18\u5e33Moneybook_\u5de5\u4f5c\u5340\u57df-83.jpg?resize=768%2C432&amp;ssl=1 768w, https:\/\/i0.wp.com\/blog.moneybook.com.tw\/wp-content\/uploads\/2022\/12\/\u5e74\u7d42\u734e\u91d1\u4ec0\u9ebc\u6642\u5019\u767c\u8207\u8a08\u7b97\u65b9\u5f0f\uff5c\u9ebb\u5e03\u8a18\u5e33Moneybook_\u5de5\u4f5c\u5340\u57df-83.jpg?w=1280&amp;ssl=1 1280w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><figcaption>\u5e74\u7d42\u734e\u91d1\u4ec0\u9ebc\u6642\u5019\u767c\u8207\u8a08\u7b97\u65b9\u5f0f\uff5c\u9ebb\u5e03\u8a18\u5e33Moneybook<\/figcaption><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-background has-palette-color-5-background-color has-palette-color-5-color is-style-dots\"\/>\n\n\n\n<blockquote class=\"wp-block-quote is-style-default is-layout-flow wp-block-quote-is-layout-flow\"><p><strong>2023\u5e74\u7d42\u734e\u91d1\u767c\u653e\u6642\u9593\u4ec0\u9ebc\u6642\u5019\uff1f\u5e74\u7d42\u734e\u91d1\u8a08\u7b97\u516c\u5f0f\u3001\u767c\u653e\u6a19\u6e96\u8207\u734e\u91d1\u6263\u7a05\u898f\u5b9a\u3002\u9ebb\u5e03\u8a18\u5e33\u6574\u74062023\u5e74\u7d42\u734e\u91d1\u4ec0\u9ebc\u6642\u5019\u767c\u3001\u591a\u5c11\u5408\u7406\u3001\u6263\u7a05\u898f\u5b9a\uff0c\u8207\u5e74\u7d42\u734e\u91d1\u600e\u9ebc\u82b1\u3002<\/strong><\/p><\/blockquote>\n\n\n\n<pre class=\"wp-block-verse\">\u5fd9\u4e86\u4e00\u6574\u5e74\uff0c\u7d42\u65bc\u5230\u5927\u5bb6\u6700\u671f\u5f85\u7684\u5e74\u7d42\u734e\u91d1\u767c\u653e\u6642\u9593\uff0c\u4e00\u5e74\u8f9b\u52de\u7e3d\u7b97\u5f97\u5230\u5831\u916c\uff0c\u4e5f\u53ef\u4ee5\u628a\u63e1\u9019\u4e00\u5e74\u4e00\u5ea6\u7684\u6700\u4f73\u7406\u8ca1\u6a5f\u6703\uff0c\u8b93\u5e74\u7d42\u734e\u91d1\u767c\u63ee\u6700\u5927\u6548\u76ca\uff01\u7a76\u7adf\u516c\u53f8\u5e74\u7d42\u734e\u91d1\u8a72\u767c\u591a\u5c11\uff1f\u53ef\u4ee5\u7528\u4f86\u8cb7\u6216\u6295\u8cc7\u4ec0\u9ebc\uff1f\u672c\u6587\u5e74\u7d42\u734e\u91d1\u7406\u8ca1\u61f6\u4eba\u5305\uff0c\u9ebb\u5e03\u8a18\u5e33\u4e00\u6b21\u5e6b\u4f60\u6574\u7406\u597d\uff01<\/pre>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-background has-palette-color-5-background-color has-palette-color-5-color is-style-dots\"\/>\n\n\n\n<div id=\"rtoc-mokuji-wrapper\" class=\"rtoc-mokuji-content frame2 preset5 animation-fade rtoc_open default\" data-id=\"4298\" data-theme=\"Blocksy\">\n\t\t\t<div id=\"rtoc-mokuji-title\" class=\" rtoc_left\">\n\t\t\t<button class=\"rtoc_open_close rtoc_open\"><\/button>\n\t\t\t<span>\u76ee\u9304<\/span>\n\t\t\t<\/div><ul class=\"rtoc-mokuji mokuji_ul level-1\"><li class=\"rtoc-item\"><a href=\"#rtoc-1\"><strong><strong>2023\u5e74\u7d42\u734e\u91d1\u767c\u653e\u6642\u9593\u662f\u4ec0\u9ebc\u6642\u5019\uff1f<\/strong><\/strong><\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-2\"><strong>\u5e74\u7d42\u734e\u91d1\u8a08\u7b97\u516c\u5f0f\u8207\u767c\u653e\u6a19\u6e96<\/strong><\/a><ul class=\"rtoc-mokuji mokuji_ul level-2\"><li class=\"rtoc-item\"><a href=\"#rtoc-3\"><strong>\u5e74\u7d42\u8a08\u7b97\u6642\u9593\uff1f<\/strong><\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-4\"><strong>\u5e74\u7d42\u734e\u91d1\u8a08\u7b97\u6a19\u6e96\uff1f\u591a\u5c11\u5408\u7406\uff1f<\/strong><\/a><\/li><\/ul><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-5\"><strong><strong>\u5e74\u7d42\u734e\u91d1\u6709\u898f\u5b9a\u4e00\u5b9a\u8981\u767c\u55ce\uff1f\u4e0d\u767c\u6703\u9055\u6cd5\u55ce\uff1f<\/strong><\/strong><\/a><ul class=\"rtoc-mokuji mokuji_ul level-2\"><li class=\"rtoc-item\"><a href=\"#rtoc-6\"><strong><strong>\u5f9e\u52de\u57fa\u6cd5\u4f86\u770b\uff1a\u5e74\u7d42\u767c\u653e\u53d6\u6c7a\u65bc\u300c\u6709\u76c8\u9918\u300d\u6216\u300c\u6c92\u76c8\u9918<\/strong><\/strong>\u300d<\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-7\"><strong><strong>\u5f9e\u52de\u52d5\u5951\u7d04\u4f86\u770b\uff1a\u5e74\u7d42\u767c\u653e\u53d6\u6c7a\u65bc\u300c\u7d93\u5e38\u6027\u7d66\u4e88\u300d\u6216\u300c\u6069\u60e0\u6027\u7d66\u4e88<\/strong><\/strong>\u300d<\/a><\/li><\/ul><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-8\"><strong>\u5de5\u4f5c\u672a\u6eff\u4e00\u5e74\u5e74\u7d42\u734e\u91d1\u600e\u9ebc\u7b97\uff1f<\/strong><\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-9\"><strong><strong>\u904e\u5e74\u524d\u621612\u6708\u96e2\u8077\u9818\u5f97\u5230\u5e74\u7d42\u734e\u91d1\u55ce\uff1f&nbsp;<\/strong><\/strong><\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-10\"><strong>\u8a66\u7528\u671f\u6709\u5e74\u7d42\u734e\u91d1\u55ce\uff1f<\/strong><\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-11\"><strong>\u5e74\u7d42\u734e\u91d1\u9818\u591a\u5c11\u8981\u6263\u7a05\uff1f<\/strong><\/a><ul class=\"rtoc-mokuji mokuji_ul level-2\"><li class=\"rtoc-item\"><a href=\"#rtoc-12\"><strong>\u5e74\u7d42\u734e\u91d1\u8d85\u904e 84,501 \u5143<\/strong><\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-13\"><strong>\u5e74\u7d42\u734e\u91d1\u672a\u8d85\u904e 84,501 \u5143<\/strong><\/a><\/li><\/ul><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-14\"><strong>\u9818\u5e74\u7d42\u734e\u91d1\u600e\u9ebc\u904b\u7528\uff1f\u7528532\u6cd5\u5247\u505a\u7406\u8ca1\u5206\u914d<\/strong><\/a><ul class=\"rtoc-mokuji mokuji_ul level-2\"><li class=\"rtoc-item\"><a href=\"#rtoc-15\"><strong>50%\u7528\u4f86\u7406\u8ca1\u6216\u7406\u50b5<\/strong><\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-16\"><strong>30%\u7528\u5728\u5fc5\u8981\u652f\u51fa<\/strong><\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-17\"><strong>20%\u7292\u8cde\u81ea\u5df1<\/strong><\/a><\/li><\/ul><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-18\"><strong>\u5e74\u7d42\u734e\u91d1\u4ec0\u9ebc\u6642\u5019\u767c\u8207\u8a08\u7b97\u65b9\u5f0f\u5e38\u898b\u554f\u984c<\/strong><\/a><\/li><\/ul><\/div><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_40 ez-toc-wrap-center counter-hierarchy ez-toc-counter ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">\u900f\u904e\u672c\u6587 \u9ebb\u7de8\u60f3\u8981\u544a\u8a34\u4f60\uff1a<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" area-label=\"ez-toc-toggle-icon-1\"><label for=\"item-69deb8f6e1597\" aria-label=\"\u5167\u5bb9\u76ee\u9304\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #192a3d;color:#192a3d\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #192a3d;color:#192a3d\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69deb8f6e1597\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/blog.moneybook.com.tw\/?p=4298\/#2023%E5%B9%B4%E7%B5%82%E7%8D%8E%E9%87%91%E7%99%BC%E6%94%BE%E6%99%82%E9%96%93%E6%98%AF%E4%BB%80%E9%BA%BC%E6%99%82%E5%80%99%EF%BC%9F\" title=\"2023\u5e74\u7d42\u734e\u91d1\u767c\u653e\u6642\u9593\u662f\u4ec0\u9ebc\u6642\u5019\uff1f\">2023\u5e74\u7d42\u734e\u91d1\u767c\u653e\u6642\u9593\u662f\u4ec0\u9ebc\u6642\u5019\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/blog.moneybook.com.tw\/?p=4298\/#%E5%B9%B4%E7%B5%82%E7%8D%8E%E9%87%91%E8%A8%88%E7%AE%97%E5%85%AC%E5%BC%8F%E8%88%87%E7%99%BC%E6%94%BE%E6%A8%99%E6%BA%96\" title=\"\u5e74\u7d42\u734e\u91d1\u8a08\u7b97\u516c\u5f0f\u8207\u767c\u653e\u6a19\u6e96\">\u5e74\u7d42\u734e\u91d1\u8a08\u7b97\u516c\u5f0f\u8207\u767c\u653e\u6a19\u6e96<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/blog.moneybook.com.tw\/?p=4298\/#%E5%B9%B4%E7%B5%82%E8%A8%88%E7%AE%97%E6%99%82%E9%96%93%EF%BC%9F\" title=\"\u5e74\u7d42\u8a08\u7b97\u6642\u9593\uff1f\">\u5e74\u7d42\u8a08\u7b97\u6642\u9593\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/blog.moneybook.com.tw\/?p=4298\/#%E5%B9%B4%E7%B5%82%E7%8D%8E%E9%87%91%E8%A8%88%E7%AE%97%E6%A8%99%E6%BA%96%EF%BC%9F%E5%A4%9A%E5%B0%91%E5%90%88%E7%90%86%EF%BC%9F\" title=\"\u5e74\u7d42\u734e\u91d1\u8a08\u7b97\u6a19\u6e96\uff1f\u591a\u5c11\u5408\u7406\uff1f\">\u5e74\u7d42\u734e\u91d1\u8a08\u7b97\u6a19\u6e96\uff1f\u591a\u5c11\u5408\u7406\uff1f<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/blog.moneybook.com.tw\/?p=4298\/#%E5%B9%B4%E7%B5%82%E7%8D%8E%E9%87%91%E6%9C%89%E8%A6%8F%E5%AE%9A%E4%B8%80%E5%AE%9A%E8%A6%81%E7%99%BC%E5%97%8E%EF%BC%9F%E4%B8%8D%E7%99%BC%E6%9C%83%E9%81%95%E6%B3%95%E5%97%8E%EF%BC%9F\" title=\"\u5e74\u7d42\u734e\u91d1\u6709\u898f\u5b9a\u4e00\u5b9a\u8981\u767c\u55ce\uff1f\u4e0d\u767c\u6703\u9055\u6cd5\u55ce\uff1f\">\u5e74\u7d42\u734e\u91d1\u6709\u898f\u5b9a\u4e00\u5b9a\u8981\u767c\u55ce\uff1f\u4e0d\u767c\u6703\u9055\u6cd5\u55ce\uff1f<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/blog.moneybook.com.tw\/?p=4298\/#%E5%BE%9E%E5%8B%9E%E5%9F%BA%E6%B3%95%E4%BE%86%E7%9C%8B%EF%BC%9A%E5%B9%B4%E7%B5%82%E7%99%BC%E6%94%BE%E5%8F%96%E6%B1%BA%E6%96%BC%E3%80%8C%E6%9C%89%E7%9B%88%E9%A4%98%E3%80%8D%E6%88%96%E3%80%8C%E6%B2%92%E7%9B%88%E9%A4%98%E3%80%8D\" title=\"\u5f9e\u52de\u57fa\u6cd5\u4f86\u770b\uff1a\u5e74\u7d42\u767c\u653e\u53d6\u6c7a\u65bc\u300c\u6709\u76c8\u9918\u300d\u6216\u300c\u6c92\u76c8\u9918\u300d\">\u5f9e\u52de\u57fa\u6cd5\u4f86\u770b\uff1a\u5e74\u7d42\u767c\u653e\u53d6\u6c7a\u65bc\u300c\u6709\u76c8\u9918\u300d\u6216\u300c\u6c92\u76c8\u9918\u300d<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/blog.moneybook.com.tw\/?p=4298\/#%E5%BE%9E%E5%8B%9E%E5%8B%95%E5%A5%91%E7%B4%84%E4%BE%86%E7%9C%8B%EF%BC%9A%E5%B9%B4%E7%B5%82%E7%99%BC%E6%94%BE%E5%8F%96%E6%B1%BA%E6%96%BC%E3%80%8C%E7%B6%93%E5%B8%B8%E6%80%A7%E7%B5%A6%E4%BA%88%E3%80%8D%E6%88%96%E3%80%8C%E6%81%A9%E6%83%A0%E6%80%A7%E7%B5%A6%E4%BA%88%E3%80%8D\" title=\"\u5f9e\u52de\u52d5\u5951\u7d04\u4f86\u770b\uff1a\u5e74\u7d42\u767c\u653e\u53d6\u6c7a\u65bc\u300c\u7d93\u5e38\u6027\u7d66\u4e88\u300d\u6216\u300c\u6069\u60e0\u6027\u7d66\u4e88\u300d\">\u5f9e\u52de\u52d5\u5951\u7d04\u4f86\u770b\uff1a\u5e74\u7d42\u767c\u653e\u53d6\u6c7a\u65bc\u300c\u7d93\u5e38\u6027\u7d66\u4e88\u300d\u6216\u300c\u6069\u60e0\u6027\u7d66\u4e88\u300d<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/blog.moneybook.com.tw\/?p=4298\/#%E5%B7%A5%E4%BD%9C%E6%9C%AA%E6%BB%BF%E4%B8%80%E5%B9%B4%E5%B9%B4%E7%B5%82%E7%8D%8E%E9%87%91%E6%80%8E%E9%BA%BC%E7%AE%97%EF%BC%9F\" title=\"\u5de5\u4f5c\u672a\u6eff\u4e00\u5e74\u5e74\u7d42\u734e\u91d1\u600e\u9ebc\u7b97\uff1f\">\u5de5\u4f5c\u672a\u6eff\u4e00\u5e74\u5e74\u7d42\u734e\u91d1\u600e\u9ebc\u7b97\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/blog.moneybook.com.tw\/?p=4298\/#%E9%81%8E%E5%B9%B4%E5%89%8D%E6%88%9612%E6%9C%88%E9%9B%A2%E8%81%B7%E9%A0%98%E5%BE%97%E5%88%B0%E5%B9%B4%E7%B5%82%E7%8D%8E%E9%87%91%E5%97%8E%EF%BC%9F\" title=\"\u904e\u5e74\u524d\u621612\u6708\u96e2\u8077\u9818\u5f97\u5230\u5e74\u7d42\u734e\u91d1\u55ce\uff1f&nbsp;\">\u904e\u5e74\u524d\u621612\u6708\u96e2\u8077\u9818\u5f97\u5230\u5e74\u7d42\u734e\u91d1\u55ce\uff1f&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/blog.moneybook.com.tw\/?p=4298\/#%E8%A9%A6%E7%94%A8%E6%9C%9F%E6%9C%89%E5%B9%B4%E7%B5%82%E7%8D%8E%E9%87%91%E5%97%8E%EF%BC%9F\" title=\"\u8a66\u7528\u671f\u6709\u5e74\u7d42\u734e\u91d1\u55ce\uff1f\">\u8a66\u7528\u671f\u6709\u5e74\u7d42\u734e\u91d1\u55ce\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/blog.moneybook.com.tw\/?p=4298\/#%E5%B9%B4%E7%B5%82%E7%8D%8E%E9%87%91%E9%A0%98%E5%A4%9A%E5%B0%91%E8%A6%81%E6%89%A3%E7%A8%85%EF%BC%9F\" title=\"\u5e74\u7d42\u734e\u91d1\u9818\u591a\u5c11\u8981\u6263\u7a05\uff1f\">\u5e74\u7d42\u734e\u91d1\u9818\u591a\u5c11\u8981\u6263\u7a05\uff1f<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/blog.moneybook.com.tw\/?p=4298\/#%E5%B9%B4%E7%B5%82%E7%8D%8E%E9%87%91%E8%B6%85%E9%81%8E_84501_%E5%85%83\" title=\"\u5e74\u7d42\u734e\u91d1\u8d85\u904e 84,501 \u5143\">\u5e74\u7d42\u734e\u91d1\u8d85\u904e 84,501 \u5143<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/blog.moneybook.com.tw\/?p=4298\/#%E5%B9%B4%E7%B5%82%E7%8D%8E%E9%87%91%E6%9C%AA%E8%B6%85%E9%81%8E_84501_%E5%85%83\" title=\"\u5e74\u7d42\u734e\u91d1\u672a\u8d85\u904e 84,501 \u5143\">\u5e74\u7d42\u734e\u91d1\u672a\u8d85\u904e 84,501 \u5143<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/blog.moneybook.com.tw\/?p=4298\/#%E9%A0%98%E5%B9%B4%E7%B5%82%E7%8D%8E%E9%87%91%E6%80%8E%E9%BA%BC%E9%81%8B%E7%94%A8%EF%BC%9F%E7%94%A8532%E6%B3%95%E5%89%87%E5%81%9A%E7%90%86%E8%B2%A1%E5%88%86%E9%85%8D\" title=\"\u9818\u5e74\u7d42\u734e\u91d1\u600e\u9ebc\u904b\u7528\uff1f\u7528532\u6cd5\u5247\u505a\u7406\u8ca1\u5206\u914d\">\u9818\u5e74\u7d42\u734e\u91d1\u600e\u9ebc\u904b\u7528\uff1f\u7528532\u6cd5\u5247\u505a\u7406\u8ca1\u5206\u914d<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/blog.moneybook.com.tw\/?p=4298\/#50%E7%94%A8%E4%BE%86%E7%90%86%E8%B2%A1%E6%88%96%E7%90%86%E5%82%B5\" title=\"50%\u7528\u4f86\u7406\u8ca1\u6216\u7406\u50b5\">50%\u7528\u4f86\u7406\u8ca1\u6216\u7406\u50b5<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/blog.moneybook.com.tw\/?p=4298\/#30%E7%94%A8%E5%9C%A8%E5%BF%85%E8%A6%81%E6%94%AF%E5%87%BA\" title=\"30%\u7528\u5728\u5fc5\u8981\u652f\u51fa\">30%\u7528\u5728\u5fc5\u8981\u652f\u51fa<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/blog.moneybook.com.tw\/?p=4298\/#20%E7%8A%92%E8%B3%9E%E8%87%AA%E5%B7%B1\" title=\"20%\u7292\u8cde\u81ea\u5df1\">20%\u7292\u8cde\u81ea\u5df1<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/blog.moneybook.com.tw\/?p=4298\/#%E5%B9%B4%E7%B5%82%E7%8D%8E%E9%87%91%E4%BB%80%E9%BA%BC%E6%99%82%E5%80%99%E7%99%BC%E8%88%87%E8%A8%88%E7%AE%97%E6%96%B9%E5%BC%8F%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C\" title=\"\u5e74\u7d42\u734e\u91d1\u4ec0\u9ebc\u6642\u5019\u767c\u8207\u8a08\u7b97\u65b9\u5f0f\u5e38\u898b\u554f\u984c\">\u5e74\u7d42\u734e\u91d1\u4ec0\u9ebc\u6642\u5019\u767c\u8207\u8a08\u7b97\u65b9\u5f0f\u5e38\u898b\u554f\u984c<\/a><\/li><\/ul><\/nav><\/div>\n<h2 id=\"rtoc-1\"  class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2023%E5%B9%B4%E7%B5%82%E7%8D%8E%E9%87%91%E7%99%BC%E6%94%BE%E6%99%82%E9%96%93%E6%98%AF%E4%BB%80%E9%BA%BC%E6%99%82%E5%80%99%EF%BC%9F\"><\/span><strong><strong>2023\u5e74\u7d42\u734e\u91d1\u767c\u653e\u6642\u9593\u662f\u4ec0\u9ebc\u6642\u5019\uff1f<\/strong><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>2022 \u5e74\u7d42\u734e\u91d1\u901a\u5e38\u6703\u5728 2023 \u8fb2\u66c6\u5e74\u524d\u767c\u653e\uff0c\u7531\u65bc 2023 \u8fb2\u66c6\u6625\u7bc0\u6642\u9593\u8f03\u65e9\uff0c1\/20 \u5c0f\u5e74\u591c\u5c31\u958b\u59cb\u653e\u5047\uff0c\u56e0\u6b64 2022 \u5e74\u7d42\u734e\u91d1\u6709\u6a5f\u6703\u5728 2023 \u5e74 1 \u6708\u521d\u5c31\u80fd\u9818\u5230\uff01<\/p>\n\n\n\n<p>\u78ba\u5207\u5e74\u7d42\u734e\u91d1\u767c\u653e\u6642\u9593\uff0c\u6703\u4f9d\u7167\u5404\u516c\u53f8\u898f\u5b9a\u800c\u6709\u4e0d\u540c\u3002\u6709\u4e9b\u516c\u53f8\u7fd2\u6163\u5728\u8fb2\u66c6\u904e\u5e74\u524d\u6700\u5f8c\u4e00\u5929\uff0c\u7528\u7d05\u5305\u767c\u7d66\u54e1\u5de5\uff1b\u6709\u4e9b\u5247\u6703\u8ddf\u8457 1 \u6708\u85aa\u8cc7\u4e00\u8d77\u5165\u5e33\u3002\u5982\u679c\u5c0d\u65bc\u5e74\u7d42\u734e\u91d1\u4ec0\u9ebc\u6642\u5019\u767c\u6709\u7591\u554f\uff0c\u5efa\u8b70\u53ef\u4ee5\u76f4\u63a5\u8a62\u554f\u516c\u53f8\u4eba\u8cc7\u90e8\u9580\u3002<\/p>\n\n\n\n<pre class=\"wp-block-verse\"><strong>\u597d\u597d\u898f\u5283\u5e74\u7d42\u734e\u91d1\uff0c\u8070\u660e\u7406\u8ca1\u53ef\u4ee5\u8b93\u734e\u91d1\u8b8a\u591a\uff01\u9019\u88e1\u63a8\u85a6\u4f7f\u7528\u9ebb\u5e03\u8a18\u5e33 APP \u5168\u8cc7\u7522\u7ba1\u7406\u529f\u80fd\uff0c\u53ea\u8981\u4e00\u9375\u540c\u6b65\uff0c\u5c31\u80fd\u4e00\u500b\u4ecb\u9762\u6574\u5408\u4e2d\u4fe1\u3001\u570b\u6cf0\u3001\u53f0\u65b0\u3001\u7389\u5c71\u3001\u53f0\u5317\u5bcc\u90a6 34 \u5bb6\u9280\u884c\u5e33\u6236\u9918\u984d\uff0c\u9084\u80fd\u540c\u6b65\u57fa\u91d1\u3001\u52a0\u5bc6\u8ca8\u5e63\u3001\u6d77\u5916\u8b49\u5238\uff0c\u7ba1\u7406\u6240\u6709\u8cc7\u7522\u3002<\/strong><\/pre>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><a href=\"https:\/\/moneybook.page.link\/blogDL\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"576\" height=\"1024\" src=\"https:\/\/i0.wp.com\/blog.moneybook.com.tw\/wp-content\/uploads\/2022\/11\/\u8cc7\u8a0a\u6b04\u591a\u500b\u5e33\u62361118_\u5de5\u4f5c\u5340\u57df-36-576x1024.png?resize=576%2C1024&#038;ssl=1\" alt=\"\" class=\"wp-image-3968\" srcset=\"https:\/\/i0.wp.com\/blog.moneybook.com.tw\/wp-content\/uploads\/2022\/11\/\u8cc7\u8a0a\u6b04\u591a\u500b\u5e33\u62361118_\u5de5\u4f5c\u5340\u57df-36.png?resize=576%2C1024&amp;ssl=1 576w, https:\/\/i0.wp.com\/blog.moneybook.com.tw\/wp-content\/uploads\/2022\/11\/\u8cc7\u8a0a\u6b04\u591a\u500b\u5e33\u62361118_\u5de5\u4f5c\u5340\u57df-36.png?resize=169%2C300&amp;ssl=1 169w, https:\/\/i0.wp.com\/blog.moneybook.com.tw\/wp-content\/uploads\/2022\/11\/\u8cc7\u8a0a\u6b04\u591a\u500b\u5e33\u62361118_\u5de5\u4f5c\u5340\u57df-36.png?w=720&amp;ssl=1 720w\" sizes=\"(max-width: 576px) 100vw, 576px\" data-recalc-dims=\"1\" \/><\/a><\/figure><\/div>\n\n\n\n<pre class=\"wp-block-verse has-text-align-center has-medium-font-size\"><strong>\u8b93\u591a\u5e33\u6236\u8207\u5168\u8cc7\u7522\u7ba1\u7406\u8b8a\u5f97\u66f4\u7c21\u55ae\uff0c\u7406\u8ca1\u4e0d\u518d\u624b\u5fd9\u8173\u4e82\uff01<\/strong><\/pre>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100 is-style-outline\"><a class=\"wp-block-button__link\" href=\"https:\/\/moneybook.page.link\/blogDL\" style=\"border-radius:5px\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u7acb\u5373\u514d\u8cbb\u4e0b\u8f09<\/strong> <\/a><\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-background has-palette-color-5-background-color has-palette-color-5-color is-style-dots\"\/>\n\n\n\n<h2 id=\"rtoc-2\"  class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%B9%B4%E7%B5%82%E7%8D%8E%E9%87%91%E8%A8%88%E7%AE%97%E5%85%AC%E5%BC%8F%E8%88%87%E7%99%BC%E6%94%BE%E6%A8%99%E6%BA%96\"><\/span><strong>\u5e74\u7d42\u734e\u91d1\u8a08\u7b97\u516c\u5f0f\u8207\u767c\u653e\u6a19\u6e96<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 id=\"rtoc-3\"  class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%B9%B4%E7%B5%82%E8%A8%88%E7%AE%97%E6%99%82%E9%96%93%EF%BC%9F\"><\/span><strong>\u5e74\u7d42\u8a08\u7b97\u6642\u9593\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u6839\u64da<a href=\"https:\/\/law.moj.gov.tw\/LawClass\/LawSingle.aspx?pcode=N0030001&amp;flno=29\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>\u300a\u52de\u52d5\u57fa\u6e96\u6cd5\u7b2c 29 \u689d\u300b<\/strong><\/a>\u898f\u5b9a\uff0c\u300c\u4e8b\u696d\u55ae\u4f4d\u65bc\u71df\u696d\u5e74\u5ea6\u7d42\u4e86\u7d50\u7b97\uff0c\u5982\u6709\u76c8\u9918\uff0c\u9664\u7e73\u7d0d\u7a05\u6350\u3001\u5f4c\u88dc\u8667\u640d\u53ca\u63d0\u5217\u80a1\u606f\u3001\u516c\u7a4d\u91d1\u5916\uff0c\u5c0d\u65bc\u5168\u5e74\u5de5\u4f5c\u4e26\u7121\u904e\u5931\u4e4b\u52de\u5de5\uff0c\u61c9\u7d66\u8207\u734e\u91d1\u6216\u5206\u914d\u7d05\u5229\u300d\u3002<\/p>\n\n\n\n<p>\u9019\u88e1\u7684\u300c\u71df\u696d\u5e74\u5ea6\u300d\uff0c\u6307\u7684\u662f\u6bcf\u5e74 1\/1 \u5230 12\/31\uff0c\u5728\u9019\u6bb5\u6642\u9593\u5728\u8077\u7684\u6b63\u5f0f\u54e1\u5de5\uff0c\u5c31\u7b97\u662f\u300c\u5168\u5e74\u5de5\u4f5c\u8005\u300d\uff0c\u7b26\u5408\u5e74\u7d42\u767c\u653e\u8cc7\u683c\u3002<\/p>\n\n\n\n<h3 id=\"rtoc-4\"  class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%B9%B4%E7%B5%82%E7%8D%8E%E9%87%91%E8%A8%88%E7%AE%97%E6%A8%99%E6%BA%96%EF%BC%9F%E5%A4%9A%E5%B0%91%E5%90%88%E7%90%86%EF%BC%9F\"><\/span><strong>\u5e74\u7d42\u734e\u91d1\u8a08\u7b97\u6a19\u6e96\uff1f\u591a\u5c11\u5408\u7406\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u5e74\u7d42\u734e\u91d1\u5927\u591a\u662f\u7528\u300c\u5168\u85aa\u300d\u8a08\u7b97\uff0c\u9084\u6703\u4f9d\u7167\u300c\u8077\u7b49\u300d\u3001\u300c\u500b\u4eba\u7e3e\u6548\u300d\u3001\u300c\u8077\u7b49\u548c\u7e3e\u6548\u300d\u3001\u300c\u5168\u516c\u53f8\u76f8\u540c\u300d\u4f86\u767c\u653e\u3002<\/p>\n\n\n\n<ul><li><strong>\u8077\u7b49\u548c\u7e3e\u6548\uff1a<\/strong>\u6700\u5e38\u898b\u7684\u5e74\u7d42\u734e\u91d1\u767c\u653e\u6a19\u6e96\uff0c\u4ee3\u8868\u5728\u516c\u53f8\u4f4d\u968e\u5347\u5f97\u8d8a\u9ad8\u3001\u500b\u4eba\u7e3e\u6548\u8d8a\u597d\uff0c\u5c31\u53ef\u80fd\u62ff\u5230\u8d8a\u591a\u500b\u6708\u7684\u5e74\u7d42\u734e\u91d1\u3002\u4f46\u9019\u7a2e\u767c\u653e\u6a19\u6e96\uff0c\u540c\u516c\u53f8\u4e0d\u540c\u54e1\u5de5\u62ff\u5230\u7684\u5e74\u7d42\u734e\u91d1\u5dee\u8ddd\u6703\u6bd4\u8f03\u5927\uff0c\u7e3e\u6548\u597d\u7684\u9ad8\u968e\u4e3b\u7ba1\u5c0d\u6bd4\u7e3e\u6548\u666e\u901a\u7684\u4e00\u822c\u54e1\u5de5\uff0c\u5e74\u7d42\u6709\u53ef\u80fd\u76f8\u5dee 1 \u500b\u6708\u4ee5\u4e0a\u3002<\/li><\/ul>\n\n\n\n<ul><li><strong>\u500b\u4eba\u7e3e\u6548\uff1a<\/strong>\u5982\u679c\u516c\u53f8\u6587\u5316\u6bd4\u8f03\u91cd\u8996\u54e1\u5de5\u7e3e\u6548\uff0c\u5c31\u53ef\u80fd\u6703\u4e0d\u8ad6\u8077\u7b49\uff0c\u53ea\u4f9d\u7167\u500b\u4eba\u7e3e\u6548\u767c\u5e74\u7d42\u734e\u91d1\u3002<\/li><\/ul>\n\n\n\n<ul><li><strong>\u8077\u7b49\uff1a<\/strong>\u5982\u679c\u662f\u6bd4\u8f03\u91cd\u8996\u8f29\u5206\u7684\u516c\u53f8\uff0c\u5247\u53ef\u80fd\u6703\u4ee5\u300c\u8077\u7b49\u300d\u767c\u653e\u3002<\/li><\/ul>\n\n\n\n<ul><li><strong>\u5168\u516c\u53f8\u76f8\u540c\uff1a<\/strong>\u4ee3\u8868\u4e0d\u8ad6\u8077\u7b49\u6216\u7e3e\u6548\uff0c\u5168\u516c\u53f8\u54e1\u5de5\u90fd\u767c\u4e00\u6a23\u7684\u5e74\u7d42\u734e\u91d1\uff01<\/li><\/ul>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-background has-palette-color-5-background-color has-palette-color-5-color is-style-dots\"\/>\n\n\n\n<h2 id=\"rtoc-5\"  class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%B9%B4%E7%B5%82%E7%8D%8E%E9%87%91%E6%9C%89%E8%A6%8F%E5%AE%9A%E4%B8%80%E5%AE%9A%E8%A6%81%E7%99%BC%E5%97%8E%EF%BC%9F%E4%B8%8D%E7%99%BC%E6%9C%83%E9%81%95%E6%B3%95%E5%97%8E%EF%BC%9F\"><\/span><strong><strong>\u5e74\u7d42\u734e\u91d1\u6709\u898f\u5b9a\u4e00\u5b9a\u8981\u767c\u55ce\uff1f\u4e0d\u767c\u6703\u9055\u6cd5\u55ce\uff1f<\/strong><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 id=\"rtoc-6\"  class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%BE%9E%E5%8B%9E%E5%9F%BA%E6%B3%95%E4%BE%86%E7%9C%8B%EF%BC%9A%E5%B9%B4%E7%B5%82%E7%99%BC%E6%94%BE%E5%8F%96%E6%B1%BA%E6%96%BC%E3%80%8C%E6%9C%89%E7%9B%88%E9%A4%98%E3%80%8D%E6%88%96%E3%80%8C%E6%B2%92%E7%9B%88%E9%A4%98%E3%80%8D\"><\/span><strong><strong>\u5f9e\u52de\u57fa\u6cd5\u4f86\u770b\uff1a\u5e74\u7d42\u767c\u653e\u53d6\u6c7a\u65bc\u300c\u6709\u76c8\u9918\u300d\u6216\u300c\u6c92\u76c8\u9918<\/strong><\/strong>\u300d<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u5f9e<a href=\"https:\/\/law.moj.gov.tw\/LawClass\/LawSingle.aspx?pcode=N0030001&amp;flno=29\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>\u300a\u52de\u52d5\u57fa\u6e96\u6cd5\u7b2c 29 \u689d\u300b<\/strong><\/a>\u4f86\u770b\uff0c\u52de\u57fa\u6cd5\u53ea\u6709\u63d0\u5230\u300c\u5982\u6709\u76c8\u9918&#8230;&#8230;\u61c9\u7d66\u8207\u734e\u91d1\u6216\u5206\u914d\u7d05\u5229\u300d\uff0c<strong><span style=\"color:#e69138\" class=\"has-inline-color\">\u200b\u200b\u4e26\u6c92\u6709\u898f\u5b9a\u96c7\u4e3b\u4e00\u5b9a\u8981\u767c\u5e74\u7d42\u734e\u91d1\uff01<\/span><\/strong><\/p>\n\n\n\n<p>\u4f46\u53cd\u904e\u4f86\u8aaa\uff0c<strong><span style=\"color:#e69138\" class=\"has-inline-color\">\u5982\u679c\u516c\u53f8\u5e74\u7d42\u7d50\u7b97\u6709\u7372\u5229\uff0c\u537b\u7121\u6545\u4e0d\u767c\u5e74\u7d42\u734e\u91d1\u6216\u5206\u7d05\u7d66\u54e1\u5de5<\/span><\/strong>\uff0c\u5c31\u53ef\u80fd\u9055\u6cd5<a href=\"https:\/\/law.moj.gov.tw\/LawClass\/LawSingle.aspx?pcode=N0030001&amp;flno=29\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>\u300a\u52de\u52d5\u57fa\u6e96\u6cd5\u7b2c 29 \u689d\u300b<\/strong><\/a>\u8207<a href=\"https:\/\/law.moj.gov.tw\/LawClass\/LawSingle.aspx?media=print&amp;pcode=J0080001&amp;flno=235-1\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>\u300a\u516c\u53f8\u6cd5\u7b2c 235 \u689d\u300b<\/strong><\/a>\u898f\u5b9a\u3002<\/p>\n\n\n\n<h3 id=\"rtoc-7\"  class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%BE%9E%E5%8B%9E%E5%8B%95%E5%A5%91%E7%B4%84%E4%BE%86%E7%9C%8B%EF%BC%9A%E5%B9%B4%E7%B5%82%E7%99%BC%E6%94%BE%E5%8F%96%E6%B1%BA%E6%96%BC%E3%80%8C%E7%B6%93%E5%B8%B8%E6%80%A7%E7%B5%A6%E4%BA%88%E3%80%8D%E6%88%96%E3%80%8C%E6%81%A9%E6%83%A0%E6%80%A7%E7%B5%A6%E4%BA%88%E3%80%8D\"><\/span><strong><strong>\u5f9e\u52de\u52d5\u5951\u7d04\u4f86\u770b\uff1a\u5e74\u7d42\u767c\u653e\u53d6\u6c7a\u65bc\u300c\u7d93\u5e38\u6027\u7d66\u4e88\u300d\u6216\u300c\u6069\u60e0\u6027\u7d66\u4e88<\/strong><\/strong>\u300d<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u5982\u679c\u60f3\u77e5\u9053\u516c\u53f8\u6703\u4e0d\u6703\u767c\u5e74\u7d42\u734e\u91d1\uff0c\u9664\u4e86\u53ef\u76f4\u63a5\u554f\u4eba\u8cc7\u6216\u8ca1\u52d9\u5916\uff0c\u4e5f\u53ef\u4ee5\u628a\u5230\u8077\u7c3d\u8a02\u7684\u52de\u52d5\u5951\u7d04\u62ff\u51fa\u4f86\u770b\u3002<\/p>\n\n\n\n<p>\u5e74\u7d42\u734e\u91d1\u53ef\u4ee5\u5206\u70ba<strong>\u300c\u7d93\u5e38\u6027\u7d66\u4e88\u300d<\/strong>\u8207<strong>\u300c\u6069\u60e0\u6027\u7d66\u4e88\u300d<\/strong>\uff0c\u5982\u679c\u5408\u7d04\u4e2d\u6709\u5beb\u5230\u50cf\u662f\u300c\u4fdd\u969c\u5e74\u85aa 13 \u500b\u6708\u300d\u6216\u300c\u4fdd\u969c\u5e74\u7d42 2 \u500b\u6708\u300d\u7b49\u9805\u76ee\uff0c\u90a3\u5e74\u7d42\u734e\u91d1\u5c31\u5c6c\u65bc\u300c\u7d93\u5e38\u6027\u7d66\u4e88\u300d\uff0c\u662f\u52de\u8cc7\u96d9\u65b9\u7d04\u5b9a\u5de5\u8cc7\u7684\u4e00\u90e8\u5206\uff0c\u8cc7\u65b9\u6709\u5c65\u884c\u5951\u7d04\u7684\u5fc5\u8981\u3002<\/p>\n\n\n\n<p>\u4f46\u5982\u679c\u5408\u7d04\u53ea\u5beb\u6703\u6839\u64da\u54e1\u5de5\u7e3e\u6548\u767c\u653e\u734e\u91d1\uff0c\u90a3\u5e74\u7d42\u734e\u91d1\u5c31\u5c6c\u65bc\u300c\u6069\u60e0\u6027\u7d66\u4e88\u300d\uff0c\u4e26\u975e\u5de5\u8cc7\u4e00\u90e8\u5206\uff0c\u6c92\u6709\u4e00\u5b9a\u6703\u767c\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-background has-palette-color-5-background-color has-palette-color-5-color is-style-dots\"\/>\n\n\n\n<h2 id=\"rtoc-8\"  class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%B7%A5%E4%BD%9C%E6%9C%AA%E6%BB%BF%E4%B8%80%E5%B9%B4%E5%B9%B4%E7%B5%82%E7%8D%8E%E9%87%91%E6%80%8E%E9%BA%BC%E7%AE%97%EF%BC%9F\"><\/span><strong>\u5de5\u4f5c\u672a\u6eff\u4e00\u5e74\u5e74\u7d42\u734e\u91d1\u600e\u9ebc\u7b97\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u65b0\u9032\u4eba\u54e1\u5230\u8077\u672a\u6eff\u4e00\u5e74\uff0c\u56e0\u70ba\u4e0d\u7b26\u5408\u300c\u5168\u5e74\u5de5\u4f5c\u8005\u300d\u8cc7\u683c\uff0c\u5e74\u7d42\u734e\u91d1\u901a\u5e38\u6703\u6309\u6bd4\u4f8b\uff08\u5929\u6578\u6216\u6708\u4efd\uff09\u8a08\u7b97\uff0c\u4f46\u5be6\u969b\u9084\u662f\u8981\u4f9d\u7167\u516c\u53f8\u898f\u5b9a\u70ba\u6e96\u3002\u5e38\u898b\u6709\u4ee5\u4e0b\u5169\u7a2e\u8a08\u7b97\u516c\u5f0f\uff1a<\/p>\n\n\n\n<ul><li><strong>\u6309\u5230\u8077\u5929\u6578\u8a08\u7b97\uff1a\uff08\u5e74\u7d42\u734e\u91d1\uff0f\u61c9\u5de5\u4f5c\u5929\u6578\uff09\uff38 \u5230\u8077\u5929\u6578<\/strong><\/li><\/ul>\n\n\n\n<ul><li><strong>\u6309\u5230\u8077\u6708\u4efd\u8a08\u7b97\uff1a\uff08\u5230\u8077\u6708\u4efd\uff0f12\uff09\uff38 \u5e74\u7d42\u734e\u91d1<\/strong><\/li><\/ul>\n\n\n\n<p>\u9ebb\u7de8\u8a66\u7b97\uff0c\u5047\u8a2d\u516c\u53f8\u662f\u6309\u300c\u5230\u8077\u6708\u4efd\u300d\u8a08\u7b97\u5e74\u7d42\u734e\u91d1\uff0c2022\/6\/1 \u5230\u8077\u7684\u54e1\u5de5\uff0c\u5230 2022\/12\/31 \u525b\u597d\u5de5\u4f5c\u6eff 6 \u500b\u6708\uff0c\u4ee5\u6708\u85aa 4 \u842c\uff0c\u5e74\u7d42 1 \u500b\u6708\u8a08\u7b97\uff0c\u6309\u6bd4\u4f8b\u5be6\u969b\u9818\u5230\u7684\u5e74\u7d42\u6703\u662f<strong>\uff086\uff0f12\uff09\uff38 40,000 \uff1d 20,000 \u5143<\/strong>\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-background has-palette-color-5-background-color has-palette-color-5-color is-style-dots\"\/>\n\n\n\n<h2 id=\"rtoc-9\"  class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%81%8E%E5%B9%B4%E5%89%8D%E6%88%9612%E6%9C%88%E9%9B%A2%E8%81%B7%E9%A0%98%E5%BE%97%E5%88%B0%E5%B9%B4%E7%B5%82%E7%8D%8E%E9%87%91%E5%97%8E%EF%BC%9F\"><\/span><strong><strong>\u904e\u5e74\u524d\u621612\u6708\u96e2\u8077\u9818\u5f97\u5230\u5e74\u7d42\u734e\u91d1\u55ce\uff1f&nbsp;<\/strong><\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5e74\u5e95\u96e2\u8077\u662f\u5426\u9818\u7684\u5230\u5e74\u7d42\u734e\u91d1\uff1f\u9019\u500b\u554f\u984c\u53d6\u6c7a\u65bc\u516c\u53f8\u898f\u5b9a\u3002\u5982\u679c\u8207\u516c\u53f8\u7c3d\u8a02\u7684\u52de\u52d5\u5951\u7d04\u4e2d\uff0c\u5e74\u7d42\u734e\u91d1\u5c6c\u65bc<strong>\u300c\u6069\u60e0\u6027\u7d66\u4e88\u300d<\/strong>\uff0c\u5c31\u4ee3\u8868\u96c7\u4e3b\u6c92\u6709\u767c\u5e74\u7d42\u734e\u91d1\u7684\u7fa9\u52d9\u3002<\/p>\n\n\n\n<p>\u4f46\u5982\u679c\u52de\u52d5\u5951\u7d04\u88e1\uff0c\u5e74\u7d42\u734e\u91d1\u5c6c\u65bc<strong>\u300c\u7d93\u5e38\u6027\u7d66\u4e88\u300d<\/strong>\uff08\u4f8b\u5982\u4fdd\u969c\u5e74\u7d42 2 \u500b\u6708\uff09\uff0c\u90a3\u5728\u96e2\u8077\u6c92\u9055\u7d04\u7684\u524d\u63d0\u4e0b\uff0c\u52de\u65b9\u9084\u662f\u6709\u6b0a\u9818\u53d6\u5e74\u7d42\u734e\u91d1\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-background has-palette-color-5-background-color has-palette-color-5-color is-style-dots\"\/>\n\n\n\n<h2 id=\"rtoc-10\"  class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%A9%A6%E7%94%A8%E6%9C%9F%E6%9C%89%E5%B9%B4%E7%B5%82%E7%8D%8E%E9%87%91%E5%97%8E%EF%BC%9F\"><\/span><strong>\u8a66\u7528\u671f\u6709\u5e74\u7d42\u734e\u91d1\u55ce\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u8a66\u7528\u671f\u662f\u5426\u6709\u5e74\u7d42\u734e\u91d1\uff1f\u9019\u9ede\u4e5f\u8981\u770b\u516c\u53f8\u898f\u5b9a\u3002\u6709\u4e9b\u516c\u53f8\u6703\u6263\u9664\u8a66\u7528\u671f 3 \u500b\u6708\u6642\u9593\uff0c\u4e0d\u8a08\u7b97\u5e74\u7d42\u734e\u91d1\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-background has-palette-color-5-background-color has-palette-color-5-color is-style-dots\"\/>\n\n\n\n<h2 id=\"rtoc-11\"  class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%B9%B4%E7%B5%82%E7%8D%8E%E9%87%91%E9%A0%98%E5%A4%9A%E5%B0%91%E8%A6%81%E6%89%A3%E7%A8%85%EF%BC%9F\"><\/span><strong>\u5e74\u7d42\u734e\u91d1\u9818\u591a\u5c11\u8981\u6263\u7a05\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u6839\u64da\u300a\u6240\u5f97\u7a05\u6cd5\u7b2c 14 \u689d\u300b\uff0c\u500b\u4eba\u7d9c\u5408\u6240\u5f97\u7e3d\u984d\u5305\u542b\u300c\u85aa\u8cc7\u6240\u5f97\u300d\uff0c\u800c\u5e74\u7d42\u734e\u91d1\u5c6c\u65bc\u8077\u5de5\u85aa\u8cc7\uff08\u4ee5\u52de\u52d9\u63db\u53d6\u5831\u916c\uff09\u7684\u4e00\u90e8\u5206\uff0c\u56e0\u6b64\u4e0d\u8ad6\u5e74\u7d42\u734e\u91d1\u9818\u591a\u5c11\u9322\uff0c\u90fd\u8981\u4f9d\u898f\u5b9a\u7e73\u7a05\uff01<\/p>\n\n\n\n<h3 id=\"rtoc-12\"  class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%B9%B4%E7%B5%82%E7%8D%8E%E9%87%91%E8%B6%85%E9%81%8E_84501_%E5%85%83\"><\/span><strong>\u5e74\u7d42\u734e\u91d1\u8d85\u904e 84,501 \u5143<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u53ea\u4e0d\u904e\u5e74\u7d42\u734e\u91d1\u91d1\u984d\u4e0d\u540c\uff0c\u6263\u7a05\u7684\u6642\u9593\u9ede\u6703\u4e0d\u4e00\u6a23\u3002\u6839\u64da\u8ca1\u653f\u90e8\u85aa\u8cc7\u6240\u5f97\u6263\u7e73\u8fa6\u6cd5\uff0c2018 \u5e74\u8d77\uff0c\u5e74\u7d42\u9818\u8d85\u904e 84,501 \u5143\uff0c\u6703\u7531\u516c\u53f8\u76f4\u63a5\u6263\u7e73 5% \u6240\u5f97\u7a05\u3002<\/p>\n\n\n\n<p>\u8209\u4f8b\u4f86\u8aaa\uff0c\u5982\u679c\u9ebb\u7de8\u5728\u4eca\u5e74\u62ff\u5230 10 \u842c\u5143\u5e74\u7d42\u734e\u91d1\uff0c\u516c\u53f8\u6703\u5148\u6263\u6389 5%\uff0c\u5171 5,000 \u5143\uff0c\u6240\u4ee5\u5be6\u969b\u62ff\u5230\u7684\u5e74\u7d42\u662f 9 \u842c 5,000 \u5143\u3002\u4f46\u662f\u4e0d\u7528\u64d4\u5fc3\uff0c\u9019\u7b46\u9810\u5148\u6263\u7e73\u7684 5,000 \u5143\uff0c\u6703\u76f4\u63a5\u7d0d\u5165\u9694\u5e74 5 \u6708\u6240\u5f97\u7a05\u7684\u5df2\u7e73\u7a05\u984d\uff0c\u4e0d\u7528\u518d\u7e73\u9019\u7b46\u734e\u91d1\u7684\u7a05\u3002<\/p>\n\n\n\n<h3 id=\"rtoc-13\"  class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%B9%B4%E7%B5%82%E7%8D%8E%E9%87%91%E6%9C%AA%E8%B6%85%E9%81%8E_84501_%E5%85%83\"><\/span><strong>\u5e74\u7d42\u734e\u91d1\u672a\u8d85\u904e 84,501 \u5143<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u5982\u679c\u516c\u53f8\u767c\u7684\u5e74\u7d42\u734e\u91d1\u5c11\u65bc 84,501 \u5143\uff0c\u516c\u53f8\u5c31\u4e0d\u6703\u9810\u5148\u6263\u7e73\uff0c\u6703\u7b49\u5230\u9694\u5e74 5 \u6708\u6240\u5f97\u7a05\u5831\u7a05\u6642\uff0c\u8ddf\u5176\u4ed6\u500b\u4eba\u6240\u5f97\u4e00\u8d77\u8a08\u7b97\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-background has-palette-color-5-background-color has-palette-color-5-color is-style-dots\"\/>\n\n\n\n<h2 id=\"rtoc-14\"  class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%A0%98%E5%B9%B4%E7%B5%82%E7%8D%8E%E9%87%91%E6%80%8E%E9%BA%BC%E9%81%8B%E7%94%A8%EF%BC%9F%E7%94%A8532%E6%B3%95%E5%89%87%E5%81%9A%E7%90%86%E8%B2%A1%E5%88%86%E9%85%8D\"><\/span><strong>\u9818\u5e74\u7d42\u734e\u91d1\u600e\u9ebc\u904b\u7528\uff1f\u7528532\u6cd5\u5247\u505a\u7406\u8ca1\u5206\u914d<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u9818\u5230\u5e74\u7d42\u734e\u91d1\u8a72\u5982\u4f55\u904b\u7528\u5462\uff1f\u9664\u4e86\u597d\u597d\u7292\u8cde\u81ea\u5df1\uff0c\u4e5f\u53ef\u4ee5\u628a\u63e1\u9019\u4e00\u5e74\u4e4b\u4e2d\u6700\u4f73\u7406\u8ca1\u6a5f\u6703\uff0c\u8b93\u5e74\u7d42\u734e\u91d1\u66f4\u653e\u5927\u3002<\/p>\n\n\n\n<h3 id=\"rtoc-15\"  class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"50%E7%94%A8%E4%BE%86%E7%90%86%E8%B2%A1%E6%88%96%E7%90%86%E5%82%B5\"><\/span><strong>50%\u7528\u4f86\u7406\u8ca1\u6216\u7406\u50b5<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u62ff\u5230\u5e74\u7d42\u734e\u91d1\uff0c\u61c9\u8a72\u5148\u91d0\u6e05\u81ea\u5df1\u7684\u50b5\u52d9\u72c0\u6cc1\uff01\u5efa\u8b70\u638c\u63e1\u300c532\u539f\u5247\u300d\uff0c\u7121\u50b5\u5728\u8eab\u8005\uff0c\u53ef\u4ee5\u628a 50% \u5e74\u7d42\u734e\u91d1\u62ff\u53bb\u6295\u8cc7\uff1b\u4f46\u5982\u679c\u6709\u5361\u50b5\u3001\u4fe1\u7528\u8cb8\u6b3e\u3001\u623f\u8cb8\u3001\u8eca\u8cb8\u8981\u9084\uff0c\u5c31\u61c9\u8a72\u5148\u7528\u90e8\u5206\u5e74\u7d42\u734e\u91d1\u511f\u9084\u50b5\u52d9\uff0c\u518d\u5b89\u6392\u6295\u8cc7\u7406\u8ca1\u8a08\u756b\u3002<\/p>\n\n\n\n<p>\u4ee5\u4e0b\u5e7e\u500b\u662f\u9ebb\u7de8\u5efa\u8b70\u53ef\u4ee5\u7528\u5e74\u7d42\u734e\u91d1\u5148\u9084\u6389\u7684\u50b5\u52d9\uff1a<\/p>\n\n\n\n<ul><li><strong>\u5361\u50b5\uff1a<\/strong>\u5361\u50b5\u6307\u7684\u662f\u4e4b\u524d\u4fe1\u7528\u5361\u8cbb\u53ea\u7e73\u6700\u4f4e\u61c9\u7e73\uff0c\u5269\u4e0b\u672a\u7e73\u91d1\u984d\u884d\u4f38\u51fa\u7684\u5faa\u74b0\u5229\u606f\u8cbb\u7528\u3002\u5361\u50b5\u5229\u7387\u9ad8\uff08\u6700\u9ad8 15%\uff09\uff0c\u53c8\u6703\u964d\u4f4e\u4fe1\u7528\u8a55\u5206\uff0c\u7e73\u6b3e\u4e0d\u826f\u7d00\u9304\u9084\u6703\u5728\u806f\u5fb5\u5831\u544a\u4e2d\u63ed\u9732 1 \u5e74\uff0c\u82e5\u4e00\u76f4\u672a\u7d50\u6e05\uff0c\u7d00\u9304\u6703\u7559\u5b58 5 \u5e74\u4ee5\u4e0a\uff01\u5efa\u8b70\u5982\u679c\u6709\u5361\u50b5\u5728\u8eab\uff0c\u62ff\u5230\u5e74\u7d42\u734e\u91d1\u5f8c\u8981\u7528\u6700\u5feb\u901f\u5ea6\u6e05\u511f\uff0c\u4ee5\u514d\u9677\u5165\u5361\u50b5\u6bcf\u671f\u8d8a\u6b20\u8d8a\u591a\u3001\u6c38\u9060\u90fd\u7e73\u4e0d\u5b8c\u7684\u60e1\u6027\u5faa\u74b0\u3002<\/li><\/ul>\n\n\n\n<ul><li><strong>\u4fe1\u7528\u8cb8\u6b3e\uff1a<\/strong>\u4fe1\u7528\u8cb8\u6b3e\u5229\u7387\u8f03\u623f\u8cb8\u8207\u8eca\u8cb8\u9ad8\uff0c\u5982\u679c\u6709\u9918\u88d5\u4e5f\u53ef\u4ee5\u5148\u9084\u6389\u3002<\/li><\/ul>\n\n\n\n<ul><li><strong>\u89aa\u53cb\u6b20\u6b3e\uff1a<\/strong>\u89aa\u53cb\u6b20\u6b3e\u4e5f\u6703\u5f71\u97ff\u500b\u4eba\u4fe1\u7528\uff0c\u62ff\u5230\u5e74\u7d42\u734e\u91d1\uff0c\u5efa\u8b70\u53ef\u4ee5\u5148\u9084\u7d66\u4e4b\u9322\u6709\u501f\u9322\u7684\u89aa\u53cb\u3002<\/li><\/ul>\n\n\n\n<ul><li><strong>\u5c31\u5b78\u8cb8\u6b3e\uff1a<\/strong>\u525b\u51fa\u793e\u6703\u7684\u65b0\u9bae\u4eba\u53ef\u80fd\u6703\u6709\u5c31\u5b78\u8cb8\u6b3e\uff0c\u96d6\u7136\u5b78\u8cb8\u5229\u7387\u4f4e\uff0c\u4f46\u4e5f\u53ef\u4ee5\u8003\u616e\u512a\u5148\u511f\u9084\uff0c\u6e1b\u5c11\u8ca0\u50b5\uff0c\u672a\u4f86\u624d\u80fd\u5b89\u5fc3\u6295\u8cc7\u3002<\/li><\/ul>\n\n\n\n<p><strong>\u5ef6\u4f38\u95b1\u8b80\u300b<\/strong><a href=\"https:\/\/blog.moneybook.com.tw\/?p=3314\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u4fe1\u7528\u5361\u8cbb\u7e73\u4e0d\u51fa\u4f86\u6216\u53ea\u7e73\u6700\u4f4e\u61c9\u7e73\u6703\u600e\u6a23\uff1f\u4fe1\u7528\u5361\u6700\u4f4e\u61c9\u7e73\u91d1\u984d\u8a66\u7b97<\/strong><\/a><\/p>\n\n\n\n<pre class=\"wp-block-verse\"><strong>\u6709\u5361\u50b5\u5728\u8eab\u6703\u5f71\u97ff\u4fe1\u7528\u8a55\u5206\uff0c\u5982\u679c\u60f3\u4e0a\u7db2\u67e5\u8a62\u500b\u4eba\u806f\u5fb5\uff0c\u7b2c 1 \u6b21\u514d\u8cbb\uff0c\u7b2c 2 \u6b21\u5c31\u8981\u4ed8\u9322\uff0c\u9019\u88e1\u63a8\u85a6\u4f7f\u7528\u9ebb\u5e03\u8a18\u5e33 APP \u50b5\u52d9\u5206\u6790\u529f\u80fd\uff0c\u4e0d\u9700\u4ed8\u8cbb\u4eba\u4eba\u90fd\u80fd\u4f7f\u7528\uff01\u82e5\u6709\u9810\u501f\u73fe\u91d1\u3001\u88ab\u6536\u5faa\u74b0\u5229\u606f\u3001\u5e33\u55ae\u9072\u7e73\u7d00\u9304\u7b49\uff0c\u9ebb\u5e03\u8a18\u5e33\u90fd\u6703\u5e6b\u4f60\u4e00\u4e00\u5217\u51fa\uff0c\u8b93\u4f60\u4e00\u773c\u770b\u61c2\u81ea\u5df1\u7684\u4fe1\u7528\u5361\u4f7f\u7528\u72c0\u6cc1\uff0c\u8f15\u9b06\u7ba1\u7406\u4fe1\u7528\u8a55\u5206\u3002<\/strong><\/pre>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><a href=\"https:\/\/moneybook.page.link\/blogDL\" target=\"_blank\" rel=\"noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"576\" height=\"1024\" src=\"https:\/\/i0.wp.com\/blog.moneybook.com.tw\/wp-content\/uploads\/2022\/12\/feature\u8ca1\u52d9\u5065\u5eb7\u7ba1\u7406\u4fe1\u7528\u8a55\u5206_\u5de5\u4f5c\u5340\u57df-26-26-1-576x1024.png?resize=576%2C1024&#038;ssl=1\" alt=\"\" class=\"wp-image-4515\" srcset=\"https:\/\/i0.wp.com\/blog.moneybook.com.tw\/wp-content\/uploads\/2022\/12\/feature\u8ca1\u52d9\u5065\u5eb7\u7ba1\u7406\u4fe1\u7528\u8a55\u5206_\u5de5\u4f5c\u5340\u57df-26-26-1.png?resize=576%2C1024&amp;ssl=1 576w, https:\/\/i0.wp.com\/blog.moneybook.com.tw\/wp-content\/uploads\/2022\/12\/feature\u8ca1\u52d9\u5065\u5eb7\u7ba1\u7406\u4fe1\u7528\u8a55\u5206_\u5de5\u4f5c\u5340\u57df-26-26-1.png?resize=169%2C300&amp;ssl=1 169w, https:\/\/i0.wp.com\/blog.moneybook.com.tw\/wp-content\/uploads\/2022\/12\/feature\u8ca1\u52d9\u5065\u5eb7\u7ba1\u7406\u4fe1\u7528\u8a55\u5206_\u5de5\u4f5c\u5340\u57df-26-26-1.png?resize=768%2C1366&amp;ssl=1 768w, https:\/\/i0.wp.com\/blog.moneybook.com.tw\/wp-content\/uploads\/2022\/12\/feature\u8ca1\u52d9\u5065\u5eb7\u7ba1\u7406\u4fe1\u7528\u8a55\u5206_\u5de5\u4f5c\u5340\u57df-26-26-1.png?resize=864%2C1536&amp;ssl=1 864w, https:\/\/i0.wp.com\/blog.moneybook.com.tw\/wp-content\/uploads\/2022\/12\/feature\u8ca1\u52d9\u5065\u5eb7\u7ba1\u7406\u4fe1\u7528\u8a55\u5206_\u5de5\u4f5c\u5340\u57df-26-26-1.png?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 576px) 100vw, 576px\" data-recalc-dims=\"1\" \/><\/a><\/figure><\/div>\n\n\n\n<pre class=\"wp-block-verse has-text-align-center has-medium-font-size\"><strong>\u4fe1\u7528\u8a55\u5206\u512a\u5316\u5206\u6790\uff0c\u7528\u6700\u7c21\u55ae\u7684\u65b9\u5f0f\u6d1e\u5bdf\u8cc7\u7522\u8da8\u52e2\uff0c\u8b93\u8ca1\u52d9\u8b8a\u5065\u5eb7<\/strong><\/pre>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100 is-style-outline\"><a class=\"wp-block-button__link\" href=\"https:\/\/moneybook.page.link\/blogDL\" style=\"border-radius:5px\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u7acb\u5373\u514d\u8cbb\u4e0b\u8f09<\/strong> <\/a><\/div>\n<\/div>\n\n\n\n<h3 id=\"rtoc-16\"  class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"30%E7%94%A8%E5%9C%A8%E5%BF%85%E8%A6%81%E6%94%AF%E5%87%BA\"><\/span><strong>30%\u7528\u5728\u5fc5\u8981\u652f\u51fa<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u5e74\u7d42\u734e\u91d1 30% \u53ef\u4ee5\u7528\u5728\u5fc5\u8981\u652f\u51fa\u6216\u7dca\u6025\u9810\u5099\u91d1\u3002<\/p>\n\n\n\n<ul><li><strong>\u5fc5\u8981\u652f\u51fa\uff1a<\/strong>\u5305\u542b\u904e\u5e74\u7d05\u5305\u8cbb\u3001\u5b5d\u89aa\u8cbb\u3001\u4fdd\u96aa\u8cbb\u3001\u5b78\u96dc\u8cbb\u7b49\uff0c\u4e5f\u53ef\u4ee5\u5c07 5 \u6708\u6240\u5f97\u7a05\u958b\u5fb5\u8981\u7e73\u7684\u9322\uff0c\u4ee5\u53ca\u6bcf\u5e74\u90fd\u8981\u7e73\u7684\u5404\u7a2e\u8ce6\u7a05\uff0c\u5982\u623f\u5c4b\u7a05\u3001\u5730\u50f9\u7a05\u3001\u6c7d\u8eca\u724c\u7167\u7a05\u3001\u71c3\u6599\u7a05\u7b49\u5148\u9810\u7559\u8d77\u4f86\uff0c\u4ee5\u514d\u5c46\u6642\u6709\u5927\u7b46\u652f\u51fa\u9700\u6c42\u6642\uff0c\u7a81\u7136\u4ed8\u4e0d\u51fa\u4f86\u3002<\/li><\/ul>\n\n\n\n<ul><li><strong>\u7dca\u6025\u9810\u5099\u91d1\uff1a<\/strong>\u5efa\u8b70\u6e96\u5099\u5e73\u5e38\u652f\u51fa 3 \u5230 6 \u500b\u6708\u7684\u91d1\u984d\uff0c\u7576\u9047\u5230\u751f\u75c5\u6216\u610f\u5916\uff0c\u6709\u7dca\u6025\u7528\u9322\u9700\u6c42\u6642\uff0c\u624d\u80fd\u5373\u6642\u62ff\u51fa\u4e00\u7b46\u61c9\u4ed8\uff0c\u4e14\u4e0d\u5f71\u97ff\u65e5\u5e38\u751f\u6d3b\u54c1\u8cea\u3002<\/li><\/ul>\n\n\n\n<h3 id=\"rtoc-17\"  class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"20%E7%8A%92%E8%B3%9E%E8%87%AA%E5%B7%B1\"><\/span><strong>20%\u7292\u8cde\u81ea\u5df1<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u8655\u7406\u597d\u50b5\u52d9\u3001\u5132\u84c4\uff0c\u4e26\u5206\u914d\u597d\u5fc5\u8981\u652f\u51fa\u53ca\u7dca\u6025\u9810\u5099\u91d1\u5f8c\uff0c\u5e74\u7d42\u734e\u91d1\u5269\u4e0b 20% \u5c31\u53ef\u7528\u4f86\u7292\u8cde\u81ea\u5df1\uff0c\u50cf\u662f\u8cb7\u500b\u4e00\u76f4\u90fd\u60f3\u8981\u7684\u6771\u897f\u3001\u898f\u5283\u51fa\u570b\u653e\u9b06\u65c5\u904a\u3001\u4eab\u7528\u5927\u9910\u7b49\u7b49\uff01<\/p>\n\n\n\n<p>\u4f46\u9ebb\u7de8\u63d0\u9192\uff0c\u62ff\u5e74\u7d42\u734e\u91d1\u53bb\u6d88\u8cbb\uff0c\u8981\u6ce8\u610f\u4e4b\u5f8c\u6703\u4e0d\u6703\u6bcf\u500b\u6708\u90fd\u591a\u8981\u7e73\u7684\u9322\u3002\u8209\u4f8b\u4f86\u8aaa\uff0c\u8cb7\u4e86\u4e00\u652f\u5168\u65b0\u624b\u6a5f\uff0c\u7d50\u679c\u5f8c\u7e8c\u6bcf\u500b\u6708\u624b\u6a5f\u8cc7\u8cbb\u90fd\u8b8a\u591a\uff0c\u9019\u6a23\u53ef\u80fd\u56e0\u5c0f\u5931\u5927\uff0c\u5b58\u4e0d\u5230\u9322\u3002<\/p>\n\n\n\n<p>\u5c08\u5bb6\u4e5f\u63d0\u9192\uff0c\u6709\u4e9b\u5de5\u4f5c\u5e74\u7d42\u734e\u91d1\u4e0d\u56fa\u5b9a\uff0c\u898f\u5283\u6642\u61c9\u591a\u52a0\u7559\u610f\uff0c\u4ee5\u514d\u6e1b\u5c11\u6216\u4e2d\u65b7\uff0c\u5f71\u97ff\u5230\u8ca1\u52d9\u72c0\u6cc1\u3002\u4f8b\u5982\u6709\u4e9b\u4eba\u6703\u7528\u5e74\u7d42\u734e\u91d1\u7e73\u4fdd\u96aa\uff0c\u5982\u679c\u4eca\u5e74\u5e74\u7d42\u62ff\u5230 10 \u842c\uff0c\u800c\u63d0\u9ad8\u4fdd\u96aa\u91d1\u984d\uff0c\u4f46\u660e\u5e74\u53ea\u62ff\u5230 6 \u842c\u5e74\u7d42\uff0c\u4fdd\u8cbb\u5c31\u53ef\u80fd\u53cd\u904e\u4f86\u9020\u6210\u8ca1\u52d9\u58d3\u529b\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-background has-palette-color-5-background-color has-palette-color-5-color is-style-dots\"\/>\n\n\n\n<h2 id=\"rtoc-18\"  class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%B9%B4%E7%B5%82%E7%8D%8E%E9%87%91%E4%BB%80%E9%BA%BC%E6%99%82%E5%80%99%E7%99%BC%E8%88%87%E8%A8%88%E7%AE%97%E6%96%B9%E5%BC%8F%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C\"><\/span><strong>\u5e74\u7d42\u734e\u91d1\u4ec0\u9ebc\u6642\u5019\u767c\u8207\u8a08\u7b97\u65b9\u5f0f\u5e38\u898b\u554f\u984c<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<pre class=\"wp-block-verse\"><strong>Q1\uff1a2023\u5e74\u7d42\u734e\u91d1\u767c\u653e\u6642\u9593\u662f\u4ec0\u9ebc\u6642\u5019\uff1f<\/strong>\n<strong>\n<\/strong>2022 \u5e74\u7d42\u734e\u91d1\u901a\u5e38\u6703\u5728 2023 \u8fb2\u66c6\u5e74\u524d\u767c\u653e\uff0c\u56e0 2023 \u8fb2\u66c6\u6625\u7bc0\u6642\u9593\u8f03\u65e9\uff0c\u7d42\u734e\u91d1\u6709\u6a5f\u6703\u5728 1 \u6708\u521d\u5c31\u9818\u5230\uff0c\u78ba\u5207\u6642\u9593\u53ef\u8a62\u554f\u516c\u53f8\u4eba\u8cc7\uff01<\/pre>\n\n\n\n<pre class=\"wp-block-verse\"><strong>Q2\uff1a\u516c\u53f8\u4e0d\u767c\u5e74\u7d42\u734e\u91d1\u6709\u9055\u6cd5\u55ce\uff1f\n<\/strong>\n\u5982\u679c\u516c\u53f8\u5e74\u7d42\u7d50\u7b97\u6709\u7372\u5229\uff0c\u537b\u7121\u6545\u4e0d\u767c\u5e74\u7d42\u734e\u91d1\u6216\u5206\u7d05\uff0c\u53ef\u80fd\u9055\u53cd\u300a\u52de\u52d5\u57fa\u6e96\u6cd5\u7b2c 29 \u689d\u300b\u8207\u300a\u516c\u53f8\u6cd5\u7b2c 235 \u689d\u300b\u898f\u5b9a\u3002<\/pre>\n\n\n\n<pre class=\"wp-block-verse\"><strong>Q3\uff1a\u5de5\u4f5c\u672a\u6eff\u4e00\u5e74\u5e74\u7d42\u734e\u91d1\u600e\u9ebc\u7b97\uff1f\n<\/strong>\n\u65b0\u9032\u4eba\u54e1\u5230\u8077\u672a\u6eff\u4e00\u5e74\uff0c\u5e74\u7d42\u734e\u91d1\u901a\u5e38\u6703\u6309\u6bd4\u4f8b\uff08\u5929\u6578\u6216\u6708\u4efd\uff09\u8a08\u7b97\uff0c\u4f8b\u5982\uff08\u5e74\u7d42\u734e\u91d1\uff0f\u61c9\u5de5\u4f5c\u5929\u6578\uff09\uff38 \u5230\u8077\u5929\u6578\uff0c\u6216\u662f\uff08\u5230\u8077\u6708\u4efd\uff0f12\uff09\uff38 \u5e74\u7d42\u734e\u91d1\u3002<\/pre>\n\n\n\n<pre class=\"wp-block-verse\"><strong>Q4\uff1a\u5e74\u7d42\u734e\u91d1\u8a08\u7b97\u65b9\u5f0f\uff1f\n<\/strong>\n\u5e74\u7d42\u734e\u91d1\u5927\u591a\u662f\u7528\u300c\u5168\u85aa\u300d\u8a08\u7b97\uff0c\u9084\u6703\u4f9d\u7167\u300c\u8077\u7b49\u300d\u3001\u300c\u500b\u4eba\u7e3e\u6548\u300d\u3001\u300c\u8077\u7b49\u548c\u7e3e\u6548\u300d\u3001\u300c\u5168\u516c\u53f8\u76f8\u540c\u300d\u4f86\u767c\u653e\u3002<\/pre>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-background has-palette-color-5-background-color has-palette-color-5-color is-style-dots\"\/>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/blog.moneybook.com.tw\/wp-content\/uploads\/2022\/02\/\u9ebb\u5e03\u8a18\u5e33LOGO.png?resize=256%2C60\" alt=\"\u9ebb\u5e03\u8a18\u5e33LOGO\" class=\"wp-image-912\" width=\"256\" height=\"60\" srcset=\"https:\/\/i0.wp.com\/blog.moneybook.com.tw\/wp-content\/uploads\/2022\/02\/\u9ebb\u5e03\u8a18\u5e33LOGO.png?resize=1024%2C239&amp;ssl=1 1024w, https:\/\/i0.wp.com\/blog.moneybook.com.tw\/wp-content\/uploads\/2022\/02\/\u9ebb\u5e03\u8a18\u5e33LOGO.png?resize=300%2C70&amp;ssl=1 300w, https:\/\/i0.wp.com\/blog.moneybook.com.tw\/wp-content\/uploads\/2022\/02\/\u9ebb\u5e03\u8a18\u5e33LOGO.png?resize=768%2C179&amp;ssl=1 768w, https:\/\/i0.wp.com\/blog.moneybook.com.tw\/wp-content\/uploads\/2022\/02\/\u9ebb\u5e03\u8a18\u5e33LOGO.png?resize=1536%2C358&amp;ssl=1 1536w, https:\/\/i0.wp.com\/blog.moneybook.com.tw\/wp-content\/uploads\/2022\/02\/\u9ebb\u5e03\u8a18\u5e33LOGO.png?w=1920&amp;ssl=1 1920w\" sizes=\"(max-width: 256px) 100vw, 256px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<blockquote class=\"wp-block-quote is-style-large is-layout-flow wp-block-quote-is-layout-flow\"><p><meta charset=\"utf-8\"><\/p><p>\ud83d\udcdd\u81ea\u52d5\u8a18\u5e33\uff5c\ud83d\udcca\u6536\u652f\u7406\u8ca1\uff5c\ud83d\udcb0\u8cc7\u7522\u6574\u5408\uff5c\ud83d\udca1\u6548\u7387\u7ba1\u5e33<\/p><\/blockquote>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"577\" src=\"https:\/\/i0.wp.com\/blog.moneybook.com.tw\/wp-content\/uploads\/2023\/02\/Blog_footer.png?resize=1024%2C577\" alt=\"\u9ebb\u5e03\u8a18\u5e33\" class=\"wp-image-5413\" srcset=\"https:\/\/i0.wp.com\/blog.moneybook.com.tw\/wp-content\/uploads\/2023\/02\/Blog_footer.png?resize=1024%2C577&amp;ssl=1 1024w, https:\/\/i0.wp.com\/blog.moneybook.com.tw\/wp-content\/uploads\/2023\/02\/Blog_footer.png?resize=300%2C169&amp;ssl=1 300w, https:\/\/i0.wp.com\/blog.moneybook.com.tw\/wp-content\/uploads\/2023\/02\/Blog_footer.png?resize=768%2C433&amp;ssl=1 768w, https:\/\/i0.wp.com\/blog.moneybook.com.tw\/wp-content\/uploads\/2023\/02\/Blog_footer.png?w=1280&amp;ssl=1 1280w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<pre class=\"wp-block-verse\"><strong>\u9ebb\u5e03\u8a18\u5e33 Moneybook \u662f\u6700\u667a\u80fd\u7684\u7406\u8ca1\u8a18\u5e33 APP\uff0c\u6536\u5165\u652f\u51fa 1 \u79d2\u8a18\u5e33\uff0c\u7c21\u55ae\u6709\u6548\u7387\u6574\u5408 32 \u5bb6\u9280\u884c\u4fe1\u7528\u5361\u3001\u60a0\u904a\u5361\u3001\u96fb\u5b50\u767c\u7968\u3001\u6295\u8cc7\u8cc7\u7522\u8207\u7ba1\u7406\u9810\u7b97\uff0c\u5e6b\u52a9\u767e\u842c\u7528\u6236\u82b1\u6700\u5c11\u6642\u9593\u8a18\u5e33\uff0c\u5c31\u80fd\u6d1e\u5bdf\u6d88\u8cbb\u72c0\u6cc1\uff01\u9084\u6709\u5e33\u55ae\u7e73\u8cbb\u3001\u767c\u7968\u734e\u91d1\u5165\u5e33\u901a\u77e5\u3001\u8ca1\u52d9\u7570\u5e38\u63d0\u9192\uff0c\u8b93\u4f60\u8f15\u9b06\u7406\u8ca1\uff0c0 \u79d2\u6210\u70ba\u8ca1\u52d9\u7ba1\u7406\u5927\u5e2b\uff01<\/strong><\/pre>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-100 is-style-outline\"><a class=\"wp-block-button__link\" href=\"https:\/\/moneybook.page.link\/blogDL\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u7acb\u5373\u514d\u8cbb\u4e0b\u8f09<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p class=\"has-medium-font-size\"><meta charset=\"utf-8\"><strong>\u806f\u7d61\u6211\u5011<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-social-links is-style-default is-layout-flex wp-block-social-links-is-layout-flex\"><li class=\"wp-social-link wp-social-link-facebook  wp-block-social-link\"><a rel=\"noopener nofollow\" target=\"_blank\" href=\"https:\/\/www.facebook.com\/moneybook.com.tw\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 2C6.5 2 2 6.5 2 12c0 5 3.7 9.1 8.4 9.9v-7H7.9V12h2.5V9.8c0-2.5 1.5-3.9 3.8-3.9 1.1 0 2.2.2 2.2.2v2.5h-1.3c-1.2 0-1.6.8-1.6 1.6V12h2.8l-.4 2.9h-2.3v7C18.3 21.1 22 17 22 12c0-5.5-4.5-10-10-10z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">Facebook<\/span><\/a><\/li>\n\n<li class=\"wp-social-link wp-social-link-facebook  wp-block-social-link\"><a rel=\"noopener nofollow\" target=\"_blank\" 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d=\"M12,4.622c2.403,0,2.688,0.009,3.637,0.052c0.877,0.04,1.354,0.187,1.671,0.31c0.42,0.163,0.72,0.358,1.035,0.673 c0.315,0.315,0.51,0.615,0.673,1.035c0.123,0.317,0.27,0.794,0.31,1.671c0.043,0.949,0.052,1.234,0.052,3.637 s-0.009,2.688-0.052,3.637c-0.04,0.877-0.187,1.354-0.31,1.671c-0.163,0.42-0.358,0.72-0.673,1.035 c-0.315,0.315-0.615,0.51-1.035,0.673c-0.317,0.123-0.794,0.27-1.671,0.31c-0.949,0.043-1.233,0.052-3.637,0.052 s-2.688-0.009-3.637-0.052c-0.877-0.04-1.354-0.187-1.671-0.31c-0.42-0.163-0.72-0.358-1.035-0.673 c-0.315-0.315-0.51-0.615-0.673-1.035c-0.123-0.317-0.27-0.794-0.31-1.671C4.631,14.688,4.622,14.403,4.622,12 s0.009-2.688,0.052-3.637c0.04-0.877,0.187-1.354,0.31-1.671c0.163-0.42,0.358-0.72,0.673-1.035 c0.315-0.315,0.615-0.51,1.035-0.673c0.317-0.123,0.794-0.27,1.671-0.31C9.312,4.631,9.597,4.622,12,4.622 M12,3 C9.556,3,9.249,3.01,8.289,3.054C7.331,3.098,6.677,3.25,6.105,3.472C5.513,3.702,5.011,4.01,4.511,4.511 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